The UK Financial Conduct Authority identified forexuki.com in a clone warning first published May 28, 2019 and updated November 21, 2020. The warning gives the www address with a Chinese-language path and distinguishes the clone from U K Insurance Limited, firm reference number 202810.
Matching the Genuine Firm’s Reference Number
The FCA assigns FRN 202810 to U K Insurance Limited and gives a London address for that firm. The clone entry instead lists China and the forexuki.com address. A number copied from the genuine firm cannot authenticate an inbound message or establish insurance cover for a forex transaction.
The Chinese-Language Path on forexuki.com
The registry lookup returned no forexuki.com record. The dated FCA entry preserves the historical Chinese-language path even though the homepage could not be retrieved.
Customer Agreements and FCA Protection
Nothing in the FCA warning authenticates a forex account, a promised rate of return or a withdrawal charge. The genuine insurer’s permissions cannot supply the missing terms of a clone offer.
Direct HTTP and HTTPS requests could not resolve forexuki.com on November 4, 2026.
The Language Path Is Part of the Evidence
The FCA warning preserves a Chinese-language path as well as the website address. Retain that path if it appears in an invitation. The full link can connect the approach to the historical warning even where a search for the bare domain returns different material.
Two Sets of Contact Details in the FCA Notice
The FCA gives three versions of the name used in the approach: UKI, Forexuki and Forex UKI. Its website entry includes both the www prefix and the path /zh-cn/. Under the genuine firm’s details it instead gives Riverbank House, 2 Swan Lane, London, and the directlinegroup.co.uk website. The FCA expressly separates the two businesses. A reader can therefore make a stronger comparison than searching the three letters UKI and accepting the first authorised company that appears.
Read the warning as two columns, even if a phone screen displays one entry beneath the other. On the clone side are the trading names, China and the forexuki.com website. On the genuine side are the insurer’s name, its reference number and its own contact information. Moving the London address or the reference number across that divide changes the meaning of the record. Someone who saw those details in a brochure directing readers to forexuki.com has evidence of what the brochure claimed, not evidence that the insurer issued it.
When the Offer Mentions Insurance
Suppose an invitation uses the insurer’s name to reassure a customer about a forex deposit. The useful document to request is the purported policy or written confirmation identifying the insured party, the event covered and the issuing insurer. A reference number copied from the FCA register supplies none of those details. Keep any such document with the invitation and confirm its origin through contact details obtained independently from the genuine firm. A reply routed through a telephone number in the invitation returns the customer to the same unverified sender.
The FCA warning also tells readers dealing with the clone that they will not have access to the Financial Ombudsman Service for a complaint against it or protection from the Financial Services Compensation Scheme. Attribute that statement to the warning about the clone. It does not determine the outcome of a separate complaint about how a bank handled a particular payment. For that inquiry, a customer would need the dated payment record and correspondence with the bank. The warning and the transaction file document different parts of the event.
For correspondence received after the update, identify which contact detail matched the FCA entry. A match to the exact website path is more informative about the historical approach than a match only to the initials of the insurer.
Reading the Two Dates on the FCA Page
The first publication and update dates describe the history of the regulator’s page. They are useful landmarks for dating what a customer could have seen, but the later date alone does not reveal which details the FCA changed. If an invitation survives from the period between those dates, compare it with a dated copy of the warning where one is available. Where only the updated page is available, identify the contact detail the two documents share and leave open when that detail first appeared in the notice. A saved bookmark can corroborate the path when only a printed invitation survives.
Frequently Asked Questions
What Did the FCA Say About Customer Protection?
The FCA warns that people dealing with the clone lack access to the Financial Ombudsman Service for complaints about it and the protection of the Financial Services Compensation Scheme. Check the contact details in the FCA register independently before responding to an approach.
Conclusion and Reporting Guidance
The FCA confirms historical impersonation and expressly separates U K Insurance Limited from the clone. The identity of the person behind any later contact still needs independent verification.
Preserve the exact website path, reference number and original message if someone used the insurer’s details. Report the contact to the FCA using its own contact routes.
How to Report Financial Fraud · Clone Firm Fraud